Forward thinking, forward moving.
RT Thomas Insurance is where family, community, and protection come together. As a proud local, minority-owned, second-generation business, we’ve been serving our neighbors with trusted insurance solutions and personal attention for years.
Our team is dedicated to helping individuals, families, and businesses find the right coverage for their needs from auto and home to life and commercial insurance.
You’re more than just a policy number you’re part of our extended family. We look forward to continuing our tradition of excellence and integrity as we protect what matters most to you.
By the Numbers.
In more ways than one, insurance is a numbers game. RT Thomas Insurance has the experience and expertise to properly protect your business or family for years to come.
Why choose RT Thomas Insurance.
One agency, complete strategy
Home, auto, business, trucking, and life, managed under one coordinated plan, not scattered policies.
We shop strategically
When premiums increase, we compare options across trusted carriers, balancing coverage, cost, and long-term value.
Proactive policy reviews
We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.
Specialized commercial & trucking expertise
We understand the risks business owners face, especially in trucking and transportation. We build coverage designed for real-world operations.
Guiding you safely,
protecting you fully.
At RT Thomas Insurance, your safety and peace of mind are our top priorities. We’re here to provide you with steadfast protection through tailored coverage that shields what matters most to you.
We are your trusted insurance agency, proudly partnering with a wide range of reputable carriers. Our strong relationships allow us to compare options and tailor coverage to your needs, ensuring you get the best price and protection possible for your business or personal insurance.
Client Testimonials.
See why families and businesses across Missouri trust RT Thomas Insurance for comprehensive insurance protection.
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Leanna was incredible to work with! She was able to find me the best rates and exactly the coverage I needed with no pressure! I will highly recommend her to anyone I know! -
The Team is so Lovely and Accomodating! GodBless!
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Lauren is very knowledgeable and always available to answer questions. Highly recommend. … More
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Very helpful and got me a great rate on insurancePrice assessment: … More
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They're the BEST!Price assessment: … More
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Leanna was wonderful to work with. She answered all of my questions, was responsive to text and emails, and worked very hard to get me a better rate for all 5 of my automobiles and boat and she reduced our homeowners insurance by $1550 … More a year!! This was for better coverage too!! I will always recommend Leanna to my friends and family!! She is a wonderful Broker!!
