Trusted. Local. Independent.

States

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

States Where We Provide Insurance Services.

Head office located at: 8131 Delmar Blvd.
St. Louis Missouri 63130
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Give us a call: 314-725-5535

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Client Testimonials.

See why families and businesses across Missouri trust RT Thomas Insurance for comprehensive insurance protection.

  • Avatar David Li (DXLi) ★★★★★ 2 months ago
    I love RT Thomas! I swear they must be the best insurance agency in the world, and I never thought I would have such strong positive feeling about insurance of all things. My friends from outside MO are literally jealous that I get to work … More with them after I described some of my experiences.They’ve been not only great at shopping for exactly the coverage I want (for instance, for earthquakes), but Raina has also gone out of her way to help us during recent issues we had with insurance claims. Working with RT Thomas makes you feel like you have a partner when it comes to insurance. It’s not just a service. It’s a real professional relationship.So if you’re searching for an insurance agent, your search has concluded here. Congratulations on finding the best option that’s out there!
  • Avatar Cale Cannon ★★★★★ 3 months ago
    Very pleased with the service great to work with would recommend them to anyone.
  • Avatar Emily Qalbani ★★★★★ 3 months ago
    I had a great experience working with Lauren. Everything was easy, fast, and straightforward.
  • Avatar Marina Wang ★★★★★ 4 months ago
    Julie Pfefer was incredibly helpful through the entire process. She helped is to find the best price and took care of all the setup for us. I would highly recommend her to anyone looking for insurance.
  • Avatar Maureen Lenk ★★★★★ 4 months ago
    Leanna Meyer at RT Thomas Insurance helped us insure our new motorhome. She was great to work with & very helpful!
  • Avatar John Filla ★★★★★ 5 months ago
    Very helpful and got me a great rate on insurance

Meet our team.

Meet the experts delivering smarter insurance solutions to Missouri families and businesses.

About RT Thomas Insurance.

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Insurance Products

Our Values

Integrity You Can Trust

Honest advice. Always aligned with your best interest.

Coverage You Can Understand

Clear explanations. Confident decisions.

Relationships You Can Build

Personal guidance. Long-term partnership.

Excellence You Can Rely On

Professional service. Done right – every time.

Why Choose RT Thomas Insurance

01

Proactive Policy Review

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

We Shop Strategically

When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.

03

One Agency. Complete Strategy.

Home, auto, business, trucking, and life — managed under one coordinated plan, not scattered policies.

We work with the most reputable insurance companies to find the best match for you!

RT Thomas Insurance

Its easy to get started.

Customized insurance solutions in Missouri since 1971.

Quote Online

Our online tool makes it easy to get quotes from top carriers.

OR

Call our Office

Our licensed agents are ready to help you get covered.