Since 1971
Forward thinking, forward moving.
RT Thomas Insurance is where family, community, and protection come together. Our agency has been servicing clients throughout Missouri since 1971. As a proud local, minority-owned, second-generation business, we’ve been serving our neighbors with trusted insurance solutions and personal attention for years.
Our team is dedicated to helping individuals, families, and businesses find the right coverage for their needs from auto and home to life and commercial insurance.
You’re more than just a policy number you’re part of our extended family. We look forward to continuing our tradition of excellence and integrity as we protect what matters most to you.
By the Numbers.
In more ways than one, insurance is a numbers game. RT Thomas Insurance has the experience and expertise to properly protect your business or family for years to come.
Why choose RT Thomas Insurance.
One agency, complete strategy
Home, auto, business, trucking, and life, managed under one coordinated plan, not scattered policies.
We shop strategically
When premiums increase, we compare options across trusted carriers, balancing coverage, cost, and long-term value.
Proactive policy reviews
We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.
Guiding you safely,
protecting you fully.
At RT Thomas Insurance, your safety and peace of mind are our top priorities. We’re here to provide you with steadfast protection through tailored coverage that shields what matters most to you.
We are your trusted insurance agency, proudly partnering with a wide range of reputable carriers. Our strong relationships allow us to compare options and tailor coverage to your needs, ensuring you get the best price and protection possible for your business or personal insurance.
Client Testimonials.
See why families and businesses across Missouri trust RT Thomas Insurance for comprehensive insurance protection.
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Very pleased with the service great to work with would recommend them to anyone. -
I had a great experience working with Lauren. Everything was easy, fast, and straightforward.
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Julie Pfefer was incredibly helpful through the entire process. She helped is to find the best price and took care of all the setup for us. I would highly recommend her to anyone looking for insurance.
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Leanna Meyer at RT Thomas Insurance helped us insure our new motorhome. She was great to work with & very helpful!
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Very helpful and got me a great rate on insurance
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Leanna was incredible to work with! She was able to find me the best rates and exactly the coverage I needed with no pressure! I will highly recommend her to anyone I know!
