Since 1971
Forward thinking, forward moving.
RT Thomas Insurance is where family, community, and protection come together. Our agency has been servicing clients throughout Missouri since 1971. As a proud local, minority-owned, second-generation business, we’ve been serving our neighbors with trusted insurance solutions and personal attention for years.
Our team is dedicated to helping individuals, families, and businesses find the right coverage for their needs from auto and home to life and commercial insurance.
You’re more than just a policy number you’re part of our extended family. We look forward to continuing our tradition of excellence and integrity as we protect what matters most to you.
By the Numbers.
In more ways than one, insurance is a numbers game. RT Thomas Insurance has the experience and expertise to properly protect your business or family for years to come.
Why choose RT Thomas Insurance.
One agency, complete strategy
Home, auto, business, trucking, and life, managed under one coordinated plan, not scattered policies.
We shop strategically
When premiums increase, we compare options across trusted carriers, balancing coverage, cost, and long-term value.
Proactive policy reviews
We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.
Guiding you safely,
protecting you fully.
At RT Thomas Insurance, your safety and peace of mind are our top priorities. We’re here to provide you with steadfast protection through tailored coverage that shields what matters most to you.
We are your trusted insurance agency, proudly partnering with a wide range of reputable carriers. Our strong relationships allow us to compare options and tailor coverage to your needs, ensuring you get the best price and protection possible for your business or personal insurance.
Client Testimonials.
See why families and businesses across Missouri trust RT Thomas Insurance for comprehensive insurance protection.
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I love RT Thomas! I swear they must be the best insurance agency in the world, and I never thought I would have such strong positive feeling about insurance of all things. My friends from outside MO are literally jealous that I get to work … More with them after I described some of my experiences.They’ve been not only great at shopping for exactly the coverage I want (for instance, for earthquakes), but Raina has also gone out of her way to help us during recent issues we had with insurance claims. Working with RT Thomas makes you feel like you have a partner when it comes to insurance. It’s not just a service. It’s a real professional relationship.So if you’re searching for an insurance agent, your search has concluded here. Congratulations on finding the best option that’s out there! -
Very pleased with the service great to work with would recommend them to anyone.
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I had a great experience working with Lauren. Everything was easy, fast, and straightforward.
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Julie Pfefer was incredibly helpful through the entire process. She helped is to find the best price and took care of all the setup for us. I would highly recommend her to anyone looking for insurance.
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Leanna Meyer at RT Thomas Insurance helped us insure our new motorhome. She was great to work with & very helpful!
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Very helpful and got me a great rate on insurance
