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  1. Home
  2. FAQs
  3. Employment Practices Liability Insurance

Employment Practices Liability Insurance

  • How are premiums for EPLI determined?

    Premiums for EPLI are based on factors such as the size of your business, industry, number of employees, claims history, and the level of coverage you choose. Working with ...

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  • Does EPLI cover independent contractors?

    EPLI typically does not cover claims made by independent contractors. It is designed to cover claims made by employees and sometimes by former employees or job applicants. ...

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  • Is EPLI required by law?

    EPLI is not legally required, but it is highly recommended for businesses with employees to protect against potential claims and financial losses.

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  • How can I reduce the risk of employment-related claims?

    Implementing robust HR policies, conducting regular training, and maintaining clear communication with employees can help reduce the risk of employment-related claims. Additionally, having EPLI provides a safety net for ...

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  • What does Employment Practices Liability Insurance not cover?

    EPLI does not cover claims related to bodily injury, property damage, or professional errors. For these types of claims, you would need General Liability Insurance or Professional Liability Insurance. ...

    Read MoreRead More
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