Trusted. Local. Independent.

States Where We Provide Insurance Services.
Head office located at: 8131 Delmar Blvd.
St. Louis Missouri 63130.
Give us a call: 314-725-5535
Meet our team.
Meet the experts delivering smarter insurance solutions to Missouri families and businesses.
About RT Thomas Insurance.
Our Values
Integrity You Can Trust
Honest advice. Always aligned with your best interest.
Coverage You Can Understand
Clear explanations. Confident decisions.
Relationships You Can Build
Personal guidance. Long-term partnership.
Excellence You Can Rely On
Professional service. Done right – every time.
Why Choose RT Thomas Insurance
Proactive Policy Review
We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.
We Shop Strategically
When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.
One Agency. Complete Strategy.
Home, auto, business, trucking, and life — managed under one coordinated plan, not scattered policies.
We work with the most reputable insurance companies to find the best match for you!















