Trusted. Local. Independent.

States

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

States Where We Provide Insurance Services.

Head office located at: 8131 Delmar Blvd.
St. Louis Missouri 63130
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Give us a call: 314-725-5535

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Client Testimonials.

See why families and businesses across Missouri trust RT Thomas Insurance for comprehensive insurance protection.

  • Avatar Joseph Mitchell ★★★★★ a week ago
    Leanna was incredible to work with! She was able to find me the best rates and exactly the coverage I needed with no pressure! I will highly recommend her to anyone I know!
  • Avatar Aisha Nhunkie ★★★★★ a week ago
    The Team is so Lovely and Accomodating! GodBless!
  • Avatar Grant Gatrell ★★★★★ 4 weeks ago
    Lauren is very knowledgeable and always available to answer questions. Highly recommend. … More
  • Avatar John Filla ★★★★★ 2 months ago
    Very helpful and got me a great rate on insurancePrice assessment: … More
  • Avatar Strawbreezy ★★★★★ 3 months ago
    They're the BEST!Price assessment: … More
  • Avatar Rebecca Klopstein ★★★★★ 3 months ago
    Leanna was wonderful to work with. She answered all of my questions, was responsive to text and emails, and worked very hard to get me a better rate for all 5 of my automobiles and boat and she reduced our homeowners insurance by $1550 … More a year!! This was for better coverage too!! I will always recommend Leanna to my friends and family!! She is a wonderful Broker!!

Meet our team.

Meet the experts delivering smarter insurance solutions to Missouri families and businesses.

About RT Thomas Insurance.

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Insurance Products

Our Values

Integrity You Can Trust

Honest advice. Always aligned with your best interest.

Coverage You Can Understand

Clear explanations. Confident decisions.

Relationships You Can Build

Personal guidance. Long-term partnership.

Excellence You Can Rely On

Professional service. Done right – every time.

Why Choose RT Thomas Insurance

01

Proactive Policy Review

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

We Shop Strategically

When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.

03

One Agency. Complete Strategy.

Home, auto, business, trucking, and life — managed under one coordinated plan, not scattered policies.

We work with the most reputable insurance companies to find the best match for you!

RT Thomas Insurance

Its easy to get started.

Customized insurance solutions in Missouri.

Quote Online

Our online tool makes it easy to get quotes from top carriers.

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Call our Office

Our licensed agents are ready to help you get covered.